Crypto Loans Operation Guide

The Crypto Loans is not applicable to the sub-account, please switch to the main account first.

How to Borrow Crypto?
1. Visit ViaBTC official website (www.viabtc.com), log in to your account, select [Loans] in the top navigation to enter the Crypto Loans page, and then click [Borrow].

2. On the Start Borrowing page, click [Add Collateral], select the cryptocurrency you want to pledge, enter the amount, and click [Confirm]. The system supports pledging multiple cryptocurrencies simultaneously and allows you to turn [Auto Pledge ] on or off as needed.

(1) Auto Pledge: When the Current LTV ≥ Margin Call LTV, the system will automatically transfer collateral assets from your mining account to reduce the Current LTV to the Initial LTV.

(2) You can freely choose the main account or any sub-account to add collateral, but each operation is limited to a single account.

(3) Multiple cryptocurrencies can be added at once, but adding collateral from multiple accounts requires separate operations.

3. Enter the Loan amount, click [Next], review the loan information in the pop-up, check [I have read and agree to the ViaBTC Crypto Loan Agreement], click [Confirm], and complete the security verification to finish the loan.

4. Once the loan is successful, the loan assets will be credited to your main account balance. You can view and use them by clicking [View] or through the Assets page.

How to Repay Crypto Loans?

1. Repaying Loan Crypto

Enter the repayment amount, select the repayment account, and click [Confirm].
Note: The amount must be less than or equal to the current loan, and assets from any main or sub-account can be used.

2. Repaying Pledged Collateral

Select the pledged cryptocurrency, enter the [Trading Amount], click [Confirm], review the order information, and complete security verification to place the order.
Note: The system will automatically convert the pledged cryptocurrency to USDT for repayment. Any remaining assets after settlement will be transferred to your main account balance.

3. Check Repayment Progress

After placing the order, click [View] in the pop-up to check the progress on the Trading Order page.
Note: Pledged crypto trades may take some time. A notification will be sent to the Message Center once completed.

How to Adjust the Collateral Coin?

Collateral coin can be adjusted flexibly by monitoring the position's Loan-to-Value (LTV) ratio, allowing withdrawals or additions as needed.

1. Withdraw Collateral

Select the cryptocurrency to withdraw (one at a time), enter the amount, click [Next], review the information, and click [Confirm].
Note: Collateral can be withdrawn to any main or sub-account, one account per operation. For multiple accounts, repeat the operation separately.

2. Add Collateral

Select the cryptocurrency to add (one at a time), enter the amount, click [Next], review the information, and click [Confirm].

How to Check Historical Records?

1. Current Position Loans and Interest
Go to Borrow > Details to view the loan amount and interest details of your current position.

2. Settled Loans

Go to Borrow > Settled Loans > Details to view historical settled loans, including principal, cumulative interest, and settlement time.

3. Collateral Records
Go to Collateral Assets > Collateral History to view historical pledged crypto repayments, collateral additions and withdrawals, auto pledge, and forced liquidation.